Privacy Policy

1. Commitment to Investor Privacy

At ApnaMutualFund.com, operated by an AMFI-registered Individual Mutual Fund Distributor (ARN-310863), we hold your privacy and personal data confidentiality in the highest regard. This Privacy Policy outlines our procedures regarding the collection, storage, use, and protection of information in strict compliance with the Digital Personal Data Protection Act, 2023 (DPDP Act), the Information Technology Act, 2000, and regulatory frameworks established by the Securities and Exchange Board of India (SEBI) and Association of Mutual Funds in India (AMFI).

2. Information We Collect

We collect only the minimum necessary information required to deliver mutual fund distribution and advisory support services:

• Consultation Requests: When you submit a consultation form, we collect your Full Name, Mobile Number, Email Address (optional), Preferred Language, and financial queries.
• Calculator Inputs: Data entered into our SIP, lumpsum, SWP, or tax calculators is processed locally in your web browser and is neither transmitted nor stored on remote database servers.
• Technical Metadata: Standard non-identifiable technical logs such as IP address, browser type, device information, and anonymized page visit timings to ensure site performance and cyber security.

3. Purpose of Processing

Your personal data is used solely for the following legitimate purposes:

• Connecting you with our AMFI-certified individual advisor in your preferred Indian language.
• Facilitating official SEBI KYC verification and routing mutual fund applications through regulated transaction portals (CAMS & KFintech RTA platforms / CAMS / KFintech).
• Complying with statutory reporting requirements mandated by SEBI and AMFI.

4. Zero Third-Party Sale Guarantee

5. Data Subject Rights Under DPDP Act 2023

As an Indian citizen and investor, you possess full statutory rights under the DPDP Act 2023:

• Right to Access: You can request a summary of the personal data held about you.
• Right to Correction & Erasure: You may request the modification or permanent deletion of your lead data once advisory consultation has concluded.
• Right to Grievance Redressal: In case of any concerns regarding data privacy, you can directly email our Grievance Officer at care@apnamutualfund.com.

6. Security & Encryption Standards

All transmissions on ApnaMutualFund.com are protected with industry-standard 256-bit TLS/SSL encryption. Cloudflare's global edge infrastructure provides enterprise-grade Web Application Firewall (WAF) protection against DDoS attacks, automated data scrapers, and malicious intrusions.